About Us
SmartCity Home Loans
What began as a specialist home loan brokerage has now grown into a comprehensive finance and insurance advisory firm. Today, we offer a wide range of solutions including business and commercial loans, SMSF lending, asset finance, and personalised insurance advice covering life, TPD, and income protection — all designed to support your long-term financial wellbeing. No matter where you’re located in Australia, our team is here to provide smart, personalised finance solutions that evolve with your needs. SmartCity is led by Prasanth Bhaskar, an experienced finance professional with a Diploma in Finance and Mortgage Broking and an MBA from the University of Technology Sydney (UTS). Having migrated to Australia over 25 years ago, Prasanth brings not only deep industry knowledge but also a personal understanding of the financial journey many of his clients face. With a strong focus on clear communication, ethical advice, and long-term client success, Prasanth founded SmartCity to offer more than just lending — he set out to create a finance service built on trust, professionalism, and genuine care. His leadership continues to shape SmartCity’s reputation for excellence and lasting relationships.
Vision
Mission
Core values
Trust
Expertise
Partnership
Simplicity
Innovation
Commitment
Growth
Reliable Mortgage Solutions
Why Choose SmartCity Home Loans?
- We treat you with respect
- We offer transparency and complete disclosure of the product selection process – You know exactly what you are signing up for – no blind spots.
- We prioritise the Best Interests of our customer - You are in control, you select the bank, products, and features
- We are an independent business, no obligation to any brands – You get unbiased advice
- We have in-depth knowledge of the lender polices – we do not recommend a lender if their polices do not suit your requirements – You get quick turnaround times on loan applications
- We focus on quality of submissions – You get peace of mind
- We have expertise to serve a wide range of customers – Self Employed, PAYG, credit impaired – You get a home loan product suitable to your situation
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